Apply Now

Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases* made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®**. Valid on new accounts opened ​3/1/24 – 9/30/24.

*See terms and conditions below.

New Shop Your Way MasterCard® Accounts Only

Get up to $225* in statement credits. Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases* made wherever Mastercard® is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard®**. Valid on new accounts opened ​3/1/24 – 9/30/24. See terms and conditions below.

Apply now in checkout and use your card today by signing in or joining as a Shop Your Way® Member.

Earn More Points

Get extra points at gas stations, restaurants & more with your
Shop Your Way Mastercard®.

No Annual Fee

Enjoy the benefits of your Sears or Shop Your Way credit card without an annual fee.**

Protection & Security

Shop Your Way Mastercard® and Sears Card®
$0 Liability on Unauthorized Purchases
Shop Your Way Mastercard®
Extended Warranty® 1
Price Protection 1
Identity Theft Protection 2

++ IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):
No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.
With credit approval, for qualifying purchases made on a Shop Your Way or Sears credit card. Sears Home Improvement Account(SM) valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with other Shop Your Way or Sears credit card offers. Shop Your Way and Sears credit cards: As of 08/01/23, APR for purchases: Variable 8.50% -30.49% or non-variable 2.90% – 26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.

Your Shop Your Way® credit card


Apply Now:


1. ​Select Apply and Use Now in checkout
2. Complete your application
3. If approved,
• You can use your temporary card today added to your Online profile
• You will get your permanent card within 14 days to use in-store or online
Not a Shop Your Way® member? Join when you create a sears.com profile.